Google demonstrates frameworks to make purchases and download of e-coupons with the e-wallet with a Google nexus S Android Smartphone. She added, that finally the consumers also could save they are in it.Google portfolio has said Google sure, officials, and the NFC chip in the Smartphone is enabled only when the consumer actually wants to use the e-portfolio. This is to prevent that hackers steal "sniff" card and information.
Portfolio start Google studies in New York and San Francisco Thursday. They will later be extended to other parts of the United States.
Google has other banks and mobile phone carriers and retailers to work together with him called.
"The revolutionary part of this announcement that Google is to NFC advance", said Mark Beccue, senior analyst at ABI Research, TechNewsWorld. "But there is still no single standard NFC."
Google Announces offer in connection with the Google portfolio also Google - e-coupons - Thursday.
Some details about the Google portfolio
First, Google lists portfolio the Samsung nexus S Android Smartphone running. Should trying other issuers of cards on board to get standard Citibank MasterCard, although it will support other cards and Google.
Google Wallet is compatible with MasterCard PayPass, which is accepted by many retailers around the world.
Consumers tap on the phone, the box office numbers when shopping in the outlets, working with the portfolio of Google. Use the device automatically applies all the loyalty you reach more customers with live chat - free white paper rewards and coupons, credit them to the invoice.
If consumed their accounts, personal information goes on their banks, work with the first data (NYSE: FDC), Manager of reliable services for Google's portfolio.
They are then entitled, immediately use the Google portfolio, but spending is limited to $100, up to which a confirmation code by E-mail or SMS sent fill in.
Google announced also a prepaid credit card major consumers credit cards can be implemented in service, by you on the phone.
Google portfolio is based on the chip NXP PN65 from NXP semiconductors.
Google for free users by Google portfolio. The giant of the Internet is the merchant of record, but will not store data on transactions.
Deconstructing Google portfolio
"At this point the audience for Google is limited portfolio" noted that ABI Beccue. "You need a customer of Sprint with a Smartphone nexus S and a Citigroup (NYSE: C) MasterCard.". "I know how many people".
In addition, the number of retailers of who can accept payments is Google Wallet is currently limited.
"The dealer must a MasterCard PayPass device, and there are only about 120,000 people in the United States,", Beccue said. "There is nothing."
In addition, said there is no single standard for NFC, although the NFC Forum standards, works Beccue.
"Google has said in the announcement that they need their OEM build could affect a NFC chip in Android smartphones and the things in the direction of a de-facto standard", Beccue said.
If Google can force, the OEMs to implement an NFC chip in their Android smartphones is however open to question, warned Beccue.
ISIS, a consortium created by AT & T (NYSE: T) to the area of NFC mobile, Verizon Wireless and T-Mobile, payment, can enter come with their own NFC standard in the course of time.
"At least, conflict, be that a single standard was been raised, different forms of payment" warned Beccue. "Of course, could Google and ISIS finally agree a standard," he speculated.
We should really wait for NFC to about 2013, take off hit Beccue.
PayPal to play with or not.
Google will also head to the lead with a type of e-commerce, PayPal.
"The other companies are following the business model of PayPal, we are to come light years from Earth," PayPal spokesman Anuj Nayar told TechNewsWorld. "More than 98 million people around the world already us with their digital portfolios confidence."
Tidak ada komentar:
Posting Komentar